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Planning for Retirement
COUNTDOWN TO RETIREMENT!
Many think of the day they will retire with great anticipation and, very often, some anxiety. Understandable. The thought of being your own boss and not having to adhere to a schedule is exciting. On the other hand, uncertainty about the future is scary. There are so many options for retirees, including going to school, a new career, volunteering, and traveling. Preparing and planning for the future will give you a sense of control and will allow you and your family to enjoy a secure retirement. To view the latest MRSPA Countdown to Retirement Brochure,click here.
Organizations that can provide helpful retirement information:
- Local Board of Education - You may contact the retirement coordinator who will assist you in planning for retirement.
- State Retirement & Pension System of MD, 120 East Baltimore Street, Baltimore, MD 21202 1-410-625-5555, 1-800-492-5909, email - sra@sra.state.md.us or by visiting the web site at www.sra.state.md.us/.
- Social Security Administration, Office of Public Inquiries, Windsor Park Building 6401 Security Blvd., Baltimore, MD 21235 - 1-800-772-1213, Hard of Hearing - 1-800-325-0778, or by visiting the web site at www.ssa.gov.
- AARP - Find a job: Are you looking for an employer that values older workers? AARP has identified employers who are looking for you.
- Maryland Department of Aging - www.mdoa.state.md.us
As you are charting a new course, the MRSPA Pre-Retirement Committee encourages you to select a book to read or visit a recommended website. For a PDF printable copy of the below listing click here.
RETIREMENT RESOURCES (including content summary of books available for use in presenting a pre-retirement and/or retirement workshop).
Maryland Retired School Personnel Association – www.mrspa.org Planning for Retirement/Community Service Opportunities
Job Opportunities located in Members Only Section
AARP/NRTA: AARP’s Educator Community – www.aarp.org Careers
Bolles, Richard N. What Color is Your Parachute? Berkley, California: Ten Speed Press, 2005. www.jobhuntersbible.com
Boynton, Sandra. Yay, You! : Moving Out, Moving Up, Moving On. Simon and Schuster, New York, New York, 2001.
In rhyme, outlines some of the possibilities that life has to offer, from the adventurous to the tranquil.
Freudenheim, Ellen The Baby Boomers’ Guide to Good Work Met Life and Civic Ventures, 2005 Available online at www.civicventures.org
Provides an introduction to “Jobs That Make A Difference” and a listing of resources regarding these jobs.
Kellerman, Pat Skilling, M.A. Starting Over: Reinventing Life After 60 Xlibris Publishing – 1.888.795.4274
- Ways to start a new career
- Varieties of opportunities await the retired
- carving
- take a class
- repair computers
- open a museum
- spruce up the town
- start writing
- consult in developing countries
- Steps to figuring out what to do
- find a passion
- give to others
- develop new friendships
- begin now!
- Varieties of opportunities await the retired
Roadburg, Alan, Ph.D. Life After Teaching: Road Map to Retirement Happiness UTD Library Publications, Thornhill, Ontario 2005
Written to be a thought-provoking and educational tool for retirement planning, financial planning, self-help and life-style support that the author hopes will enable readers to “find life after work that you consider worthwhile and enjoyable”.
Sedlar, Jeri and Rick Miners. Don't Retire, Rewire! Indianapolis, Indiana: Alpha Books, 2003
- Know what drives you, be it interest, desires, work, passions
- Start a new career
- Work on what brings and keeps good health
- Blend work life with personal life in retirement
- Gradually shift gears from working for a company to other ways of being productive, i.e.
- work for wages
- work for fee
- work for me
- work for free
- Develop new interests and activities
- Fill blanks when work stops
- Create your own vision
- Know your skills
- Develop new skills
- Develop an action plan
- Develop new drivers
- Keep or gain an upbeat, positive attitude
Stone, Marika and Howard. Too Young to Retire: 101 Ways to Start the Rest of Your Life. New York, New York: Penguin Group, 2002
- Suggestions for what to include in retirement plans
- Ways to keep healthy
- 100 and 1 ageless activities
- Guide to tackling the practical details of everyday finances
- Restructure your priorities around what’s more important like family, service
- Keep learning
- Take risks
- Be open to new opportunities
- Go after your dreams
- Act on the passion within you
Trafford, Abigail. My Time: Making the Most of The Bonus Decades After Fifty. New York, New York: Basic Books, 2004
- Seeking purpose in life after retirement
- What are the basic units to life in retirement?
- Ideas for satisfying one’s needs and desires
- Confronting loss
- Preventing loss of physical strength and short term memory
Schlossberg, Nancy K. Retire Smart, Retire Happy: Finding Your True Path in Life. Washington, D.C.: American Psychological Association, 2004
- Guidance on psychological and emotional adjustments in retirement
- Tips on coping
- Important to keep contact with friends
- Ways to finding new friends to fill the void left by leaving those at the former workplace
- When retired, you are suddenly on your own
- Transition tips to retirement
- Look inward
- Do what makes you feel appreciated, recognized, and that you matter
- Spirituality – what has meaning to you
- Replace relationships you had at work
- Keep a time diary
- Build physical activity into your life
- Keep track of finances. Take an ‘internal audit’.
